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Licensing Roadmap : VASP, MiCA CASP & Payment Institution Pathway

The phased regulatory licensing strategy for fxyz Network. Details on Polish VASP registration, MiCA CASP Class 3 authorization, and the PI/EMI e-money roadmap.

The licensing posture in the public docs is phased by design.

Phased Model

Phase 1 : VASP + MiCA CASP (current)

LicenseStatus
VASP (spot-crypto)Active · FXYZ Sp. z o.o., KRS 0000816477
MiCA CASP Class 3In process · IAS Katowice · case 2401-RRDR.4225.244.2025.1

Core digital-asset and stablecoin routing under Polish VASP registration and pending MiCA CASP Class 3 authorization.

Phase 2 : Payment Institution / EMI

Expanded payment or e-money posture once product and regulatory path justify it. Covers PI/EMI scope for broader fiat rails.

Phase 3 : MiFID II Investment Firm (2027–2028)

Later-stage investment-services authorization (options, forwards). Different regulator from MiCA. Not in flight : separate application required.

Why This Framing Matters

The public docs should show that:

  • not every possible license is pursued at once
  • licensing scope follows service scope
  • expansion is staged rather than declared all at once

Reader Rule

This page is a planning map, not a filing ledger.

Use it to understand:

  • sequencing
  • scope growth
  • why the compliance story is staged

Licensing phases, dates, and capital assumptions are planning-oriented and subject to legal, regulatory, and commercial change.

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